Areas Served · Secondary City

Mortgage Broker in Jefferson City, MO

VA and Non-QM mortgage guidance for Jefferson City borrowers working with Dan Pfenenger and his team at UMortgage powered by Nexa Lending.

Jefferson City is one of Dan's secondary city markets. Whether you are using a VA benefit, refinancing, or exploring Non-QM documentation as a self-employed borrower, you get direct access to Dan and support from his team.

Loan options for Jefferson City buyers and homeowners

Most Jefferson City borrowers we talk with are state-government workers, military families, and local move-up buyers. Dan works with each one to match the loan to the goal instead of pushing a one-size-fits-all product.

How it works

You talk directly with Dan, a veteran and Senior Loan Originator (NMLS #2767718), with his team behind you. Most of the process happens by phone, email, and secure e-signature, so you can work with us from Jefferson City without a trip to the office. Call (573) 761-7400 any day from 9 AM to 9 PM, or get your personalized options online.

Frequently asked questions

Can I work with Dan if I am buying in Jefferson City?

Yes. Dan and his team help Missouri borrowers, including buyers and homeowners in Jefferson City. Everything can be handled by phone, email, and secure e-signature.

What do I need to get started?

Start with a short conversation about your goal, timeline, and income. From there Dan's team tells you exactly which documents are needed and what you should expect to bring to closing.

Do you offer loans for self-employed borrowers and investors?

Yes. Non-QM programs such as bank statement and DSCR loans are a core specialty, alongside VA lending, for borrowers who do not fit traditional tax-return underwriting.

Start your loan with Dan

One conversation with Dan and his team is usually enough to know which path fits. No pressure. Just clear guidance.